Condo Loans

Condo financing is challenging -- we make it easy!

Jumbo loans available
- Up to 90% LTV for loans ≤ $1,000,000
- Up to 85% LTV for loans ≤ $1,500,000
- Up to 80% LTV for loans ≤ $2,000,000
2nd home OK (up to 90% LTV)
ITIN / non-residents OK
- Up to 90% LTV for ITIN
- Up to 65% LTV for non-residents
Fannie Mae & DACA buyers OK
Low down payments available
- Down to ≥ 0% for VA loans
- Down to ≥ 3% for conventional loans
- Down to ≥ 3.5% for FHA loans
Combination loans available (Fannie Mae 1st loans + HELOC 2nd loans up to $1,500,000)
Self-employed / bank statement OK (up to 90% LTV for loans ≤ $1,000,000, no tax returns necessary)
Investor loans available (up to 80% LTV, 75% LTV with limited review)
Low owner-occupancy OK (as low as 1% owner-occupied can qualify)
Non-warrantable condo OK (for loans up to 75% LTV)
Retail / commercial use OK (up to 35% commercial use)
New construction OK
Case-by-case litigation OK
FHA condo approvals available (Single unit, DELRAP, HRAP)

Thanks for choosing Kaiser Financial Services

Click below if you want to know more about how to get condo financing approved.

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